Student Health Insurance
Health Insurance Requirement
All OLLU students enrolled in seven or more credit hours will be required to maintain health insurance for the academic year.
The health insurance policy must provide comprehensive coverage and be comparable to the current Wellfleet Insurance Company.
Comprehensive coverage -- also known as major medical health insurance -- refers to plans that cover a wide range of health services (note: short-term plans, fixed-indemnity plans, or supplemental coverage like accident plans and critical illness plans are not considered comprehensive). Comprehensive coverage includes the 10 essential minimum benefits defined within the Affordable Care Act.
Once students register for classes, they will automatically be enrolled in OLLU’s student health insurance plan, provided by Wellfleet Insurance Company. The policy fee will be reflected on the student’s bill. Students who currently have health insurance, or are on their parent’s health insurance, will have the opportunity to submit a waiver to have the fee removed after registration.
Note: This policy does not apply to students enrolled in exclusively online degree programs.
All international students are required to maintain the OLLU health insurance provided by Wellfleet Insurance Company. Per Our Lady of the Lake University policy, international students are not allowed to waive coverage. As such, the health insurance policy fee cannot be removed from an international student’s bill.
How to Waive the Student Health Insurance
Students who wish to waive the health insurance can begin the process 24 hours after registering for classes. To begin the process:
- Visit the Wellfleet Insurance website at https://www.studentinsurance.com/
- Students will be asked to provide current insurance information to ensure it meets the minimum requirements for health insurance coverage.
If the waiver is approved, the fee will be removed from the student’s bill.
Note: Please allow five business days from notification of the waiver approval for the health insurance fee to be removed from the bill.
To learn more about the Wellfleet Insurance Company plan, visit https://www.studentinsurance.com/ and read more about the master policy. Use the drop down menu and select "Our Lady of the Lake University –Texas Campus" to get started.
How to Access Insurance Card
Once enrolled, you can access your insurance card 24 hours a day, seven days a week. To access card:
- Visit https://www.studentinsurance.com
- If you are a first-time visitor, you will need to create an account
- Use the top navigation bar to select "email my ID card" or "print my ID card"
- You can also request to have your card mailed to you
For assistance, call 800-633-7867 or contact OLLU Health Education Resource Office at 210-431-3919.