FAFSA for 2027-2028
What Should You Do Now?
You should complete the FAFSA now at https://studentaid.gov/h/apply-for-aid/fafsa. Both the student and parent should have their own FAFSA login information, known as the FSA ID. If you have filed a FAFSA in the past, ensure you have your username and password. If you have never filed a FAFSA, set up your username and password at https://studentaid.gov/fsa-id/create-account/launch.
Previously, families had the option to enter their tax information manually. With the new 2027-2028 FAFSA, all individuals on the FAFSA must provide consent for the U.S. Department of Education to receive tax information or confirmation of non-filing status directly from the Internal Revenue Service (IRS). This will allow automatic transfer of tax information into the application reducing time to complete the application and the number of questions to be answered.
Previously, the FAFSA used Expected Family Contribution (EFC) as an index number to determine eligibility for aid. With the new FAFSA, Student Aid Index (SAI) replaces the EFC. SAI utilizes a new need analysis formula that may be a negative number down to -1500, and implements separate eligibility determination criteria for Federal Pell Grants.
"Contributor" is a new term being introduced on the 2027-2028 FAFSA. It is anyone who is required to provide information on a student's FAFSA form (such as the student, parents, stepparents, spouse). Answers on the FAFSA determine which contributors are required to provide information.
Contributors will receive an email informing them that they've been identified as such, and need to log in using their own Federal Student Aid (FSA) ID to provide the required information on the student's FAFSA. All contributors must provide consent and approval to have their federal tax information transferred into the 2027-2028 FAFSA form from the IRS, or the student won’t be eligible for federal student aid.
Being a contributor does not mean a person is financially responsible for the student's education costs, but it does mean the contributor must provide information on the FAFSA or the application will be incomplete and the student will not be eligible for federal student aid.
Previously, for dependent students, the parent the student lives with the most over the previous year was responsible for submitting the FAFSA. With the 2027-2028 FAFSA, financial information will be required from the parent(s) who provided the most financial support to the student.